Buy Now, Pay Later is exploding, but so is consumer debt. Patrick Bet-David and the panel break down record BNPL spending, missed payments, Gen Z risk, and why these “interest-free” plans can quietly become more dangerous than credit cards for everyday Americans.
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Patrick Bet-David is the founder and CEO of Valuetainment Media. He is the author of the #1 Wall Street Journal Bestseller “Your Next Five Moves” (Simon & Schuster) and a father of 2 boys and 2 girls. He currently resides in Ft. Lauderdale, Florida.



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