President Joe Biden announced on Wednesday that he and his administration have approved $9 billion in student loan forgiveness for 125,000 Americans. The relief comes as a result of his administration’s fixes to a number of programs, including income-driven repayment plans and Public Service Loan Forgiveness.

The Biden-Harris Administration announced it has approved:

  • $5.2 billion for 53,000 borrowers under Public Service Loan Forgiveness programs.
  • $2.8 billion for nearly 51,000 borrowers through fixes to income-driven repayment. These are borrowers who made 20 years or more of payments but never got relief they were entitled to.
  • $1.2 billion for nearly 22,000 borrowers who have a total or permanent disability who have been identified and approved for discharge through a data match with the Social Security Administration.

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The total amount of student debt relief Biden has approved since taking office is roughly $127 billion, attempting to aid nearly 3.6 million “borrowers,” according to the White House.

This relief helps only a small fraction of student loan borrowers as more than 45 million people are still holding $1.75 trillion in student loans, and college prices continue to increase.

Economics Professor John Rosen, who teaches at the University of New Haven’s Pompea College of Business, said student debt forgiveness sends the wrong message.

“I do not think the government should cancel the loans,” he told Fox News Digital. “That sends all kinds of bad signals throughout society. People who have other loans for other reasons raise their hands and say, ‘Well, why aren’t you going to bail out my loan?’ And it will become hard, in my opinion, for the government to resist that.

Federal student loan payments resumed October 1 after being on pause for more than three years.

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